Personal Injury

Injured In Texas? Get Compensation Through A Personal Injury Claim

If you have been hurt or injured as a result of someone else’s negligence, Texas law allows you to claim compensation for your injuries. Whether it was in a car accident or a fall on someone’s property, this article will help you take the first steps towards obtaining that financial compensation, including:

• How to begin the Texas personal injury process after an accident or injury.
• Common insurance company tactics used to deny or limit your personal injury claim (and how to beat them).
• Why you should never accept an initial settlement from a personal injury company.

How Do I Begin The Personal Injury Claim Process After An Accident With Serious Injuries?

The personal injury claim process in Texas begins immediately after your accident or injury. After receiving medical attention, you must notify the relevant insurance carrier within 72 hours of being treated. If you fail to do so, you could lose your ability to file a lawsuit against the responsible party.

A personal injury lawyer can assist you with your claim and help you avoid the many traps and pitfalls laid by insurance companies.

What Are The Most Common Tactics Insurance Companies Use To Deny Or Limit Personal Injury Claims?

Insurance companies’ first priority will always be maximizing their profit, not the amount of help you get. As a result, there are a number of common strategies and tactics they will use to delay, deny, limit, or dismiss your personal injury claim after an accident. These include:

• Discouraging you from hiring a lawyer,
• Calling you immediately after the accident when you are most vulnerable and requesting you give a recorded statement,
• Asking you to sign medical authorization,
• Offering a quick settlement,
• Denying liability either partially or completely,
• Disputing medical bills,
• Employing delay tactics to get you frustrated and accept a lower amount or lowballing you on settlement offers, and
• Refusing to tender or misrepresenting the amount of coverage.

Do not let the insurance companies get away with denying you the compensation you deserve, hire an attorney.

If The Insurance Company Offers A Settlement Right Away, Should I Just Take The Offer?

You should not accept an initial offer from the insurance company. The first offer is never the best offer they can make. If you are unsure, take the offer to a personal injury attorney and they can help you figure out how much more you can get.

When Should I Hire A Personal Injury Attorney?

You should never wait until the insurance company denies a claim or offers a meager settlement. You should contact an attorney as soon as possible after the accident. If possible, you should speak with an attorney even before speaking with the insurance company adjuster so you do not accidentally undermine your claim. For more information on the Personal Injury Claims Process In Texas, an initial consultation is your next best step.