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Personal injury claims exist to help injured motorists recover the medical and financial costs of their injuries from those responsible for them. Such claims, however, are not always as straightforward as we might like. This article covers several of the more exceptional cases, including:
If you have uninsured or underinsured motorist coverage in your insurance policy, then you can file a personal injury claim for compensation against your own insurance carrier. Going after an individual who is responsible for your injuries if they don’t have coverage may result in non-recovery, even if you win.
While blame is important, personal injury claims are about a lot more than just fault. Insurance companies will dispute everything from the extent of your injuries to their connection to the accident if you do not have an attorney to stand up for you against them.
As long as you were not the primary person or party responsible, then you can still file and claim compensation. You cannot recover anything, however, if you are more than 50% at fault for the accident.
As long as the other driver was at fault for the accident, they, or their insurance, will cover the cost of repairs to your car.
If your own auto insurance policy includes personal injury protection (PIP), you may file a claim with your insurer for your medical bills while you wait for your damage claim to be resolved.
If not, an attorney may be able to set up a lien payment system where you do not need to pay your doctors until after a settlement or final judgment is reached. For more information on Auto-Accident Injury Claims In Texas, an initial consultation is your next best step.
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